Credits currency from Mass Effect

Mass Effect · Game

Credits

Credits are Mass Effect's standard currency for equipment, upgrades and merchant purchases across the series.

Common currency Updated on July 11, 2026 1 min read

Important information

Source
Mass Effect
Medium
Game

What Credits means in its world

Credits let Commander Shepard turn exploration into preparation. Weapons, armor, modifications and selected supplies are offered through merchants, while missions and recovered items provide the money to choose between them.

The trilogy does not use one identical economy. Inventory handling, merchant stock and upgrade systems change from game to game, so a credit strategy belongs to Mass Effect, Mass Effect 2 or Mass Effect 3 specifically.

Practical reference

The useful details in one place: value, earning, spending and the decisions that can waste this currency.

Value of Credits

The standard money used for gear, upgrades and services across the Mass Effect games

How Credits reaches your pocket

Complete missions, sell recovered equipment and collect rewards in the selected game.

Where Credits gets spent

Buy equipment, upgrades and game-specific merchant services.

Details worth noticing

Compare an upgrade with the equipment already carried before selling useful gear purely for credits.